A Sacramento household earning $200,000 a year qualifies for California's down payment assistance. That surprises almost everyone we tell — the current CalHFA income limit for Sacramento County is $245,000 — and it's why we bring these programs up with far more buyers than expect to hear about them. Here's …

We just want to quickly go over what to expect during the second week of your purchase if you’re using a mortgage. After the first week, we’ve already had you meet with the lender, make your deposit with the title company, order the appraisal, and order the …

We wanted to talk about what you’re going to do in more detail with your lender, especially in the first week after you get acceptance of your offer.

Basically, you’re going to get with your lender so they can disclose to you the terms of your loan. They’re …

During the first week after acceptance of your offer, we typically order inspections of the property, just to make sure that we’re very clear about its condition and to find out if any repairs are needed, anything that we should be concerned about, and get a ballpark idea of …

Let’s go into more detail about your earnest money deposit with the title company. By law in California, when you write an offer to buy a home, you need to offer some amount of money as an initial deposit. And that can be anywhere as little as a thousand …

We wanted to give you a quick overview of what to expect during the first week of your purchase if you’re using a mortgage loan.

Basically, there are three things that you’re going to want to focus on this week, and first is to meet with your lender …