At today's rates, a $500,000 Sacramento home bought with 5% down costs a little over $3,900 a month once taxes, insurance, and mortgage insurance land on top of the loan payment. Whether that number is comfortable or crushing depends on your income, your other debts, and a few California-specific costs …

Twenty percent down on a $475,000 Citrus Heights starter home is $95,000. We open with that number because it's the one that keeps renters renting — and for most first-time buyers, it's a myth. The real minimum is a fraction of that, California will help you cover part of it, …

We just want to quickly go over what to expect during the second week of your purchase if you’re using a mortgage. After the first week, we’ve already had you meet with the lender, make your deposit with the title company, order the appraisal, and order the …

We wanted to talk about what you’re going to do in more detail with your lender, especially in the first week after you get acceptance of your offer.

Basically, you’re going to get with your lender so they can disclose to you the terms of your loan. They’re …

During the first week after acceptance of your offer, we typically order inspections of the property, just to make sure that we’re very clear about its condition and to find out if any repairs are needed, anything that we should be concerned about, and get a ballpark idea of …

Let’s go into more detail about your earnest money deposit with the title company. By law in California, when you write an offer to buy a home, you need to offer some amount of money as an initial deposit. And that can be anywhere as little as a thousand …

We wanted to give you a quick overview of what to expect during the first week of your purchase if you’re using a mortgage loan.

Basically, there are three things that you’re going to want to focus on this week, and first is to meet with your lender …

We just wanted to give you an overview of what to expect during your purchase transaction, and this is for people that are using a mortgage loan to get that done. We’ll have another video for people who are doing an all-cash transaction.

So basically, there are three …